0000015453 00000 n Linotype AG The Performance Elite 10 Plus competes with bank CDs, bonds, and other fixed-income products. Earn a 10-15% Bonus. WebAthene Performance Elite 15 Fixed Indexed Annuity. Required Minimum Distributions (RMDs) are IRS mandatory withdrawals required with qualified contracts (such as an IRA ). according to our back-testing analysis, this annuity would have returned on average 11.82% the last 10 years Dec 2009-Dec 2019, leading the industry in potential performance. Linotype AG A market value adjustment is basically an additional charge or credit for taking money out early from an annuity. Athene customer service can be reached by phone at 1-888-ANNUITY (1-888-266-8489) from 8 a.m. to 5 p.m. CST, Monday through Friday. Earn a guaranteed 7-9% returns. False. A high rating means a high probability that the company will remain solvent and able to pay out on its contracts as agreed. 4178673307 AK, CT, DE, ID, MN, NV, NJ, NY, OH, OK, OR, PA, SC, TX, UT and WA, Top Multi-Year Guaranteed Annuity Rates Summary, Deferred Income / Longevity Annuity Quote. Individual and group annuities that help protect your assets in retirement. Many different annuity contracts and riders to choose from, Accumulated growth can be locked in, protecting against market downturns, Must be purchased through a financial professional. They allow companies to pay a higher rate and make longer-term investments. You also might be charged a market value adjustment on early withdrawals. Annuities can be fixed or variable in nature and can be owned by a single person or owned jointly with a spouse. For FL: Upfront Bonus reduced to 13.00% for issue ages 65-78. Minimum single premium is $25, 000. The states of OH, MN, OR, and DE have an issue age of 47 years. Simply put, the fee variation offers more upside potential for your growth. These include white papers, government data, original reporting, and interviews with industry experts. State variations may exist, refer to product disclosure for details. Looking for the highest guaranteed returns? WebThe products surrender schedule is below. You might be better off in a MYGA with a pre-determined rate of return vs. an index annuity where you might earn 1-3% more per year. The payment amount will be based on your annuitys Cash Surrender Value and the annuitization option you choose. Book a 15-minute, Income riders cost real money and lower your principal balance. The Athene Performance Elite comes in two variations - one with a fee, and one without a fee. When it comes to properly gauging the reliability and service of a carrier, third-party ratings can be very valuable. For CA: Upfront Bonus reduced to 12.00%. Here's where you can find the, 10 Year Term (make sure you dont need access), Single Premium (cant add money to the contract), Possible market value adjustment on withdrawals. Fidelity also offers a deferred annuity product with a minimum investment of just $5,000, but Athenes lowest option is $10,000. Enhanced Participation Trade-Offto earn the higher participation rates, you must elect for the enhanced strategy charge 1.75% essentially removing the guaranteed 0% flood if the index strategy doesn't performance positively. 83 37 2.1 We also analyze each carriers third-party and consumer reviews, looking at their reliability, reputation, and seeking out certain trends that might exist. AvenirNextLTPro-LightCn 0000044057 00000 n If you are interested in an annuity that gives you more access to your money, just in case the need arises, you may want to check out the Athene Performance Elite. With indexed crediting strategies, you receive interest credits that are linked in part to the performance of external market indices. Index annuities are fixed annuities and generate fixed income type of returns. All players will tryout on Saturday April 23rd and Sunday April 24th in their designated birth year tryout. The following teams will be selected after the second tryout (April 24th), with player notification and roster posting on Monday April 25th. AvenirNextLTPro-Medium I will show you a clients statement who earned 14% without risk. This is misleading because over the product term you are likely to earn 2-4% per year. The Performance Elite 10 Plus is a fixed indexed annuity. 0000001638 00000 n Be extremely careful with custom or proprietary indexes because you don't know the underlying holdings. 0000021298 00000 n Dont blindly trust a commission drive agent. Copyright 2023 Annuity Resources, LLC - All rights reserved. Withdrawals are not credited with index interest in the year they are taken. Annuity information on this site may not be current or applicable in your state. An Athene Performance Elite 15 fixed indexed annuity may be right for you if you want. Copyright 2020. We also reference original research from other reputable publishers where appropriate. Adobe PDF Library 15.0 For complete details on index account options, including current cap and participation rates, please contact AnnuityAdvantage at 1.800.239.0356. In New York, contracts are issued by Athene Annuity & Life Assurance Company of New York. There is a premium bonus of 3% and the earliest you can elect lifetime income is age 50. Available in all 50 states and Washington, D.C. 0000017066 00000 n xmp.id:e3571a76-24c3-4412-9928-b8c0ad8354df WebAthene Performance Elite 15 Athene Performance Elite 15 Plus Enhanced Free Withdrawals (Plus only) The free withdrawal amount is increased to 10% per year and may be taken as early as the first contract year. 0000016727 00000 n Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. All Rights reserved, Available in states: This shows that the company consistently performs better than expected. Other reasons to consider an indexed annuity: Athene is one of the fastest growing sellers of indexed annuities in the United States. Adobe InDesign CC 2017 (Macintosh) These options can be based on a set period of time, your lifetime, or the lifetimes of your and your Joint Annuitant. 83 0 obj <> endobj WebAthene Performance Elite 10 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 0000001846 00000 n Avenir Next LT Pro Annuity Broker can help you compare the current market leading annuities, and make an informed choice based on your needs. The more you contribute to your annuity planand the greater the annuitys growththe more income it will provide you in retirement, and for a longer period of time. 0000022053 00000 n 0000006210 00000 n Athene Performance Elite Plus annuities include a Liquidity Rider, for an annual charge, that gives you additional flexibility should the need arise. 0000004957 00000 n If interest rates have decreased by more than 0.25%, the MVA will be positive. Annuities are not offered by the US Government, not government-guaranteed, and are not FDIC insured. WebThe Athene Performance Elite Plus annuity includes a Liquidity Rider, for an annual charge, that gives you additional flexibility should the need arise. In 2020, Athene scored a 0.34, and in 2019, a 0.51. Fixed Account Guaranteed Minimum Interest Rate: Index Accounts - Annual Cap and Participation Rates: Any Index - Highest Participation Rate (WITH Charge/Fee): Any Index - Highest Participation Rate (NO Charge/Fee): S&P 500 - Point-to-Point Cap (WITH Charge/Fee): S&P 500 - Point-to-Point Cap (NO Charge/Fee). Athene annuities provide annual free withdrawal privileges. AvenirNextLTPro-MediumCn You are not directly participating in the market. 0000013470 00000 n 0000017480 00000 n 0 There are 12 different annuities to choose from through Athene with a minimum deposit of just $10,000, providing consumers with a variety of affordable retirement income plans and features. You can reallocate available funds at the end of each crediting period. WebAthene Performance Elite 15 is a single-premium, fixed indexed annuity that has a 15-year surrender charge duration, and a provision for market value adjustment. Guaranteed annuity periods are 5, 10, 15, or 20 years. Athene Annuity & Life Companyis rated A by A.M. Best, was founded in 1896, and has over $76.2 billion in total assets. In 2021, Athene Annuity & Life Company received an overall NAIC complaint index of 0.10, well below the 1.0 average. In 2020, Athene scored a 0.34, and in 2019, a 0.51. This shows that the company consistently performs better than expected. 1 When your annuity matures (on the Annuity Date), Athene Performance Elite gives you options to receive guaranteed lifetime income (called annuitization). When your full premium deposit is allocated to the fixed interest account, the current first year yield (including bonus if applicable) is 19.07% (see Rate Details below). Athene Annuity & Life Company is rated A by A.M. Best, was founded in 1896, and has over $76.2 billion in total assets. The interest you earn is credited at the end of each Index Term Period. Calculators; Income Annuity Quote; Annuity Rates; Annuity Companies; Financial Ratings; Licenses; Terms; If you are looking for the most retirement income, request an. Its also a good idea to lock in the indexes at different times. "Annuity Providers Become Key Drivers of Satisfaction as Customers Adopt Digital Channels, J.D. Request a. It will not be applied in the event of the death of the Annuitant or to any Free Withdrawal amount, including those elected under the Confinement or Terminal Illness Waivers, if applicable. You can also allocate your premium between various strategy and index account options. Is the pain of losing money greater than the pleasure of winning? HWYo~'i'$66CL{K"Wmt]}p8]cLQ_wrb>xKKU/R'n]/j=f|9W1Vgm>?y.5{e8VzSEf7b^-:5[g:+*X=OKx7jf5+u15Pq{Wv4?u'xbu[[;Jlg>b/*WK'n$/5,y wV*ky 9RTVsAtbH^p 7 This annuity also waives withdrawal penalties upon death. Know the worst-and best-case scenarios because you are likely to earn something in the middle. The indexed interest credits should you chose the indexing method. 0 0000007338 00000 n The complaint index is adjusted for each company, with the average being 1.0. WebWeekly Team Schedule; Tryouts; Teams & League Programs. from application/x-indesign to application/pdf Its NOT a real return. Index annuities and variable annuities pay the highest commissions to insurance agents. endstream endobj 3 0 obj <> endobj 6 0 obj <>/Font<>/ProcSet[/PDF/Text]/Properties<>/Shading<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 7 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 8 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 9 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 25 0 obj <>stream The reviews and annuity information on this website may not be current and may not apply in the state you live in. The products surrender schedule is below. Withdrawal fees, if applicable, can be waived due to terminal illness or confinement. In addition to periodic or free withdrawals, Athene Performance Elite provides you with options for annuitization. Youve worked hard and deserve someone you can trust. 1 0 obj <>]/Pages 3 0 R/Type/Catalog/ViewerPreferences<>>> endobj 2 0 obj <>stream 2017-06-05T10:47:29-05:00 Elite Plus Version includes enhanced liquidity, Return of Premium, and Bonus Options for a .95% rider charge. You earn a fixed-income type of returns, not market-like returns. The Athene Performance Elite Plus 10 is a deferred fixed indexed annuity issued by Athene Annuity & Life Company. This annuity offers 10.00% as an upfront bonus. WebPerformance Elite 7 Base Plus Ownership Qualified2 must be single ownership Nonqualified joint ownership available Premiums Single premium only: Minimum After the first Contract Year, you can withdraw up to 100% of your annuitys Accumulated Value if youve been confined to a Qualified Care Facility for at least 60 consecutive days and meet the eligibility requirements. Just how much growth is available with the Athene Performance Elite Fixed Index Annuity? The minimum premium is $10,000 for all plans, and they include a return of premium rider (for a fee of 0.95% accumulated value). Well answer any questions you have and respect your time. We have reviewed other products from Athene. Starting the first year, annuitants can withdraw up to 10% of their accumulated value without incurring any withdrawal charges. AvenirNextLTPro-Regular Why would you want to pay the fee, if you were given the choice? Bonus Vesting Percentage Schedule, and Annual Rider Charge Rate. Power Finds.". Rates are based on current interest rates and are subject to change at any time. Linotype AG 0000021062 00000 n For example, you may be subject to a 10% early withdrawal fee if you cancel and take money out of your annuity before age 59. $ 10,000.00. The initial premium you put in plus any bonus money 2. Earnings on this annuity are indexed, and the plan includes an income and death benefit rider at no additional charge. 0 In case you need to surrender your policy, a Market Value Adjustment (MVA) will be applied to the portion of the withdrawal or surrender that exceeds the free withdrawal amount during the withdrawal charge period. 0000026886 00000 n Adobe InDesign CC 2017 (Macintosh) The Performance Elite 10 Plus annuity is a fixed indexed annuity. Product availability varies based on the state you live. Upfront bonuses are frequently subject to a vesting schedule. 0000101474 00000 n Ryan Eichler holds a B.S.B.A with a concentration in Finance from Boston University. (as of 04/22/2022). So, how does Athene measure up to some of the best annuity providers? The Athene Performance Elite 10 Plus xmp.did:fe2dd2c1-6d72-4b39-9f40-056a0c5b4d4c You also might be charged a market value adjustment on early withdrawals. The Death Benefit will be paid as long as you havent annuitized your contract. They were introduced in 1995 to compete with bank CDs. Look for products with a short surrender period and no MVA if you might need access to the money. Avenir Next LT Pro Check out the. Avenir Next LT Pro Capped annuities are more likely to outperform uncapped products when the stock market is weaker. WebThe Performance Elite Plus 15 is a single-premium, fixed indexed annuity product that offers a provision for market value adjustment, and a 15-year surrender charge duration. 0 0000101840 00000 n xmp.did:F77F1174072068118083E0F9596F9B1F Your email address will not be published. 0 An agent might confuse you by talking payout rates, withdrawal rates, or the income account value. The minimum premium is $10,000 with an accumulation period of at least 20 years or until the lifetime income withdrawals begin. Annuity contracts through Athene Annuity & Life Insurance Company are available in 49 states (all except New York) as well as the District of Columbia and Puerto Rico. This annuity comes with a Liquidity Rider, which enhances your flexibility with regards to withdrawals and collecting money when you may need it most. After the first contract year, a confinement and terminal illness waiver is available for annuity owners who fulfil the requirements. *Y%q W7\i m)(Qw{|#Wt^%t7 0000029519 00000 n Athene Performance Elite annuities allow you to allocate your money among one or more of the available interest crediting strategies. Athene declares the guaranteed rate for this strategy each Contract Year. 2017-06-05T10:47:28-05:00 The "S&P 500" is a product of S&P Dow Jones Indices LLC, a division of S&P Each year, you may withdraw up to the maximum free amount of your annuitys Accumulated Value (as of the most recent Contract Anniversary) without a Withdrawal Charge, Market Value Adjustment (MVA), or any Premium Bonus Vesting Adjustment, if applicable. See product brochure, disclosure and riders for additional details, limitations and availability. Cancelling or surrendering an annuity is possible, but can be costly. WebWithdrawal Charge Schedule NC 12%, 12, 11, 10, 9, 8, 7, 6, 4, 2, 0 Market Value Adjustment 10 years. If you click on links we provide, we may receive compensation. They compete with bonds, CDs, and other safer investments. Withdrawals or surrenders in excess of the Free Withdrawal amount will result in the loss of a portion of the Premium Bonus, if applicable. For MD: Upfront Bonus reduced to 13.00%. WebAshburn Xtreme 16U AA - AHF 16U - hockey team page with roster, stats, transactions at Eliteprospects.com Stephanie is an expert on insurance and small business. the Performance Elite is a growth focused annuity with no lifetime income rider options. OpenType - PS This website is not intended to be a recommendation for you to purchase an annuity. Make sure you are comfortable with committing your money for this period. This assumes you find one of the better products on the market. Schedule a Call; Quick links. 1.00 If you pass away, this series does include a death benefit; your beneficiaries will receive the greater of either your accumulated value, your plans minimum guaranteed contract value, or the return of premium benefit (if purchased). Leading the Fixed Index Annuity industry with participation rates bringing you as much as 195% of your earnings, you can grow your money in a powerful way with this annuity with no zero market downside. Calls usually last 5-20 minutes, and we promise to not bug you afterward. The Athene Performance Elite annuities include a Premium Bonus that is credited at issue and provides an immediate increase to your annuitys Accumulated Value. A newer company, Athene was founded in 2009 in the wake of the financial crisis at that time. If you pass away, your beneficiaries will have the option of choosing between your accumulated value or minimum contract guaranteed value (whichever is higher) or the policys rider death benefit. The Athene Ascent Pro 10 Bonus is a fixed annuity product with an issue age of 35 to 80. 2.00 You can get your questions answered by booking a brief call with one of our team members. In most states, the issue age is 0-73 years. You receive some of the upside and none of the downside. Your email address will not be published. If you are searching for an annuity that will give you the highest streams of guaranteed income, or something that can comfortably support you in the event of a long-term care event, there are better options on the market. OpenType - PS Do not trust anyone that tells you otherwise. Cumulative Withdrawals: If no withdrawals are taken in a given year, up to 20% of the Accumulated Value is available for withdrawal in the next year. OpenType - PS 0000011945 00000 n I would not expect anything more than this over a more extended period. 1346 0 obj <> endobj xref They allow you to capture some of the growth of a market index while having 100% downside protection. All tryouts to take place at the Ashburn Ice House, 21595 Smith Switch Rd., Ashburn, VA 20147, Please contact Xtreme Executive Director Gary Pouliot at axhc11@gmail.com or, Xtreme Hockey Director Troy MacCormick at tmaccormick@ashburnice.com, Copyright 2021 Ashburn Xtreme Hockey Club, Xtreme Heading to USA Hockey Nationals: How to Follow, Xtreme Teams Head To USA HOCKEY NATIONALS. Rate Details Effective Date: Oct 28th, 2022 Linotype AG They are for investors who like safety and security. 0000002175 00000 n AvenirNextLTPro-Light 0000004855 00000 n The minimum withdrawal amount is $500, with the minimum account value being $2000. The more your annuity grows, the more those riders will cost you year over year. Athene Performance Elite Annuities Include: Athene Performance Elite Athene Performance Elite Plus Premium Bonus Premium Bonusapplied to Accumulation Value, Enhanced LiquidityAccess to 20% free withdrawal if no withdrawal taken prior year (included in .95% rider charge on Plus version). All three provide guaranteed asset growth, with either a 3-, 5-, or 7-year fixed strategy rate on the initial premium (depending on which plan you choose) and a 1-year fixed strategy rate on additional premiums and the end of contract term. 0000020605 00000 n Athene declares the caps, annual spreads, and participation rates at the end of each term period. Required fields are marked *. 0000006579 00000 n 0000025431 00000 n There are three Athene MaxRate annuities to choose from: the MaxRate 3, which is available to issues ages 0 to 85, and the MaxRate 5 or MaxRate 7, both available to issue ages 0 to 83. proof:pdf Amount +/- will not exceed withdrawal charge. 2023 Annuity Educator. 0000014253 00000 n There are spreads, caps or participation rates that limit how much of the return you receive. 0000008130 00000 n Its important to note that once you choose to annuitize, the payment schedule and the amount is fixed and cant be altered. 0000007385 00000 n default License 6003435. BY JEREMIAH KONGER, September 10th, 202011:00 AM, IncludedRiders:Confinement Waiver of Withdrawal Charges (No Fee);Terminal Illness Waiver of Withdrawal Charges (No Fee). All Rights Reserved By Annuity Association. This index is a score demonstrating how many consumer complaints the company received compared to the average expected number for the companys size and market share. You can learn more about the standards we follow in producing accurate, unbiased content in our, Paying for Long-Term Care: How Its Changing, Indexed Universal Life Insurance (IUL) Meaning and Pros and Cons, 4 Best Alternatives to Long-Term Care Insurance, Monthly, quarterly, semi-annually, annually, or lump sum, By phone (1-888-ANNUITY/1-888-266-8489 from 8 a.m. to 5 p.m. CST, Monday through Friday), Single Premium Immediate Annuities (SPIA), Methodology: How We Review Life Insurance Carriers, Athene Ann & Life Co National Complaint Index Report, AM Best Affirms Credit Ratings of Athene Holding Ltd. and Its Subsidiaries; Assigns Credit Ratings to Athene Annuity Re Ltd, Annuity Providers Become Key Drivers of Satisfaction as Customers Adopt Digital Channels, J.D.
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